Risk Management - Credit Risk Associate
Impact Capital Managers
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities.
As a Wholesale Credit Associate in the Wholesale Credit Risk team, you will work with large credit datasets, produce insightful segmentation and trend analyses (e.g., concentrations, migration, early warning indicators), and translate results into clear narratives for stakeholders. The Wholesale Credit Portfolio Analytics Team focuses on identifying and monitoring top risks across a diverse range of industries, developing and maintaining client and portfolio dashboards, and delivering analytics that inform senior management decision-making. Additionally, you will partner closely with Credit Officers, Portfolio Management, and Technology to improve data, reporting, and scalable analytics solutions.
Job Responsibilities
- Produce recurring and ad hoc portfolio analytics for the Wholesale Credit book, including concentrations, rating migration, emerging risks, and performance trends
- Conduct thematic deep dives on priority risk topics (industry stress, macro sensitivities, outlier behaviors), synthesizing results into actionable insights
- Translate analytics into concise materials for senior stakeholders with clear data-backed narratives
- Develop and maintain client and portfolio dashboards (KPIs, risk indicators, drill-down views) to support monitoring and escalation of top risks
- Assist in applying LLMs to synthesize unstructured data (financials, research, news) into structured datasets for use in risk monitoring and analysis
- Partner with Technology, Data, and adjacent Risk teams to improve data quality and scale analytics solutions
Required Qualifications, Capabilities and Skills
- Bachelor’s or Master’s degree in a quantitative field such as Finance, Economics, Mathematics, Statistics or a related discipline
- Minimum 3 years of relevant experience in financial analytics, credit risk, or a related quantitative field
- Excellent problem-solving and teamwork skills
- Proficiency in Python with experience manipulating datasets (pandas, SQL, NumPy) and building reproducible analytical workflows
- Strong written and verbal communication skills with the ability to present analytical work clearly
- Familiarity with or willingness to learn core credit risk
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Wholesale Credit Risk Associate delivering portfolio analytics and dashboards on emerging risks and trends, translating them into actionable insights for senior stakeholders