The Team

This role sits within the first line of defence, supporting Triple Point’s Private Credit business and working closely with Financial Crime, Operations, Legal and Technology teams.

The team plays a critical role in protecting the business from financial crime risk while enabling efficient, well-controlled borrower onboarding and portfolio management activity.

The Role

We’re looking for a Senior AML Analyst to help strengthen and scale our business KYC/KYB and financial crime processes across our lending activities.

You’ll conduct due diligence on new and existing borrowers, assess complex corporate ownership structures, analyse sanctions and adverse media risks, and support ongoing monitoring and periodic review activity across the portfolio.

Alongside strong technical AML expertise, we’re looking for someone who is curious about how technology and automation can improve operational effectiveness. You’ll contribute to the development of more scalable KYC/KYB workflows while ensuring high-quality risk assessment and sound judgement remain central to decision-making.

This is an opportunity to combine hands-on financial crime analysis with process improvement and cross-functional collaboration in a growing, technology-enabled environment.

Key Responsibilities

Business KYC/KYB and AML Analysis

• Conduct customer due diligence and, where appropriate, enhanced due diligence on business borrowers, corporate entities and connected parties, including directors, beneficial owners, guarantors and authorised signatories.
• Review corporate ownership structures, ultimate beneficial ownership, control arrangements and source of funds or source of wealth information.
• Analyse screening outputs across sanctions, PEPs and adverse media, ensuring potential risks are identified, investigated and clearly documented.
• Assess borrower risk profiles with reference to jurisdictional, sectoral, ownership, reputational and transactional risk factors.
• Prepare evidence-based case summaries, recommendations and escalation notes for review by the Financial Crime team where required, maintaining a clear audit trail sufficient to support second line oversight, internal audit and regulatory scrutiny.
• Escalate higher-risk cases, unusual structures, potential sanctions exposure or other red flags in accordance with internal procedures.

Periodic Reviews and Ongoing Monitoring

• Complete periodic reviews for existing borrowers within agreed service levels. Assess changes in ownership, control, sanctions status, adverse media and business activities, determining whether findings require further investigation, escalation or risk re-rating.
• Ensure review outcomes are clearly documented and evidenced.

Process Improvement and Automation

• Support the design, testing and refinement of automated KYC/KYB workflows, rules, alerts and case management processes.
• Assist with user acceptance testing, data quality assurance and post-implementation reviews for new or enhanced systems.
• Identify opportunities to improve efficiency, evidencing consistency and management information.
• Contribute to the development of standard operating procedures and guidance notes for first line AML/KYB activity.

Stakeholder Engagement and Reporting

• Act as a subject matter resource for first line colleagues on business KYC/KYB queries. Collaborate with Private Credit, Operations, Financial Crime, Legal and the 2LoD Financial Crime team to resolve onboarding and periodic review issues.
• Support constructive challenge between the first and second lines of defence. Support knowledge-sharing and guidance for first line colleagues on AML/KYB obligations, emerging typologies and regulatory expectations, helping to embed a strong financial crime risk culture across the business.
• Assist in producing management information on volumes, turnaround times, escalations and workflow performance, identifying themes, bottlenecks and control weaknesses.

Knowledge & Experience

Essential

• Experience in AML, KYC or KYB analysis involving corporate borrowers, lending, private credit, investment management or comparable complex business relationships.
• Strong understanding of customer due diligence and enhanced due diligence requirements, including corporate structures, beneficial ownership, control and connected parties.
• Demonstrable ability to analyse sanctions, PEP and adverse media screening results, and to identify and document financial crime risk factors.
• Good understanding of the three lines of defence model and first line accountability for financial crime risk management.
• Comfortable working with workflow tools, case management platforms and data outputs. Strong written communication skills with the ability to produce clear, concise case notes and escalation summaries.

Desirable

• Experience with KYC/KYB platforms such as NorthRow, LexisNexis, SmartSearch, World-Check, Dow Jones or similar.
• Experience supporting automation, workflow design or process improvement initiatives. Knowledge of UK Money Laundering Regulations and associated supervisory expectations, including ongoing monitoring and record-keeping obligations.
• Familiarity with Companies House, overseas corporate registries and complex ownership structures.
• Relevant professional qualification (ICA, ACAMS or equivalent).

Competencies

• Analytical and detail-oriented, with strong financial crime risk judgement.
• Curious about how technology and automation can improve AML operations.
• Commercially aware while maintaining strong control standards.
• Confident managing competing priorities in a fast-paced environment.
• Comfortable challenging incomplete or poor-quality information.
• Collaborative and able to communicate effectively with both technical and non-technical stakeholders.
• Able to manage high volumes of onboarding and review activity whilst maintaining strong quality standards.

Success Measures

• Timely and accurate completion of borrower AML/KYB due diligence, periodic review and remediation activities.
• Clear identification, assessment and escalation of financial crime risks. High-quality case files with complete evidence and audit trails.
• Measurable reduction in manual processing through effective use of automated workflows. Positive contribution to the implementation and embedding of KYC/KYB technology. Constructive collaboration across the first and second lines of defence.

Why Join us?

• You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued.
• Be part of a growing and innovative team
• We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression.
• Opportunities for professional development and career progression.

At Triple Point, high performance means living our values every day:

· Stay Curious.

· Be Generous.

· Take Thoughtful Action.

· Pull Together.

· Own It.

In line with our values Stay Curious and Take Thoughtful Action every employee has access to ChatGPT Enterprise and is encouraged to explore how AI and automation can enhance their work.

We see technology as a co-pilot, helping us improve efficiency and insight while keeping decisions grounded in thoughtful human judgement.